Greetings and welcome to our article on how to use the Snap Finance virtual card. If you are new to Snap Finance or have recently received your virtual card, you might be wondering how to use it. Snap Finance is a leading provider of lease-to-own financing, and its virtual card allows you to make purchases at thousands of online and brick-and-mortar stores. In this article, we will take you through the steps of using the Snap Finance virtual card and answer some common questions about it. Let's get started!
What is a Snap Finance Virtual Card?
A Snap Finance virtual card is a digital version of your lease-to-own account that allows you to make purchases at participating retailers. The virtual card is linked to your Snap Finance account and can be used online or in-store, just like a regular credit or debit card. You can access your virtual card through the Snap Finance mobile app or by logging into your account on the Snap Finance website.
How to Activate Your Snap Finance Virtual Card?
Before you can start using your Snap Finance virtual card, you need to activate it. Here's how:
- Log in to your Snap Finance account on the website or mobile app.
- Click on "My Account" and select "Virtual Card" from the dropdown menu.
- Click on "Activate Card" and follow the prompts.
- Your virtual card will be activated, and you can start using it right away.
How to Use Your Snap Finance Virtual Card?
Once you have activated your Snap Finance virtual card, you can use it to make purchases at participating retailers. Here are the steps:
- Find a store that accepts Snap Finance virtual card as a payment option.
- Add the items you want to purchase to your cart.
- At checkout, select "Snap Finance" as your payment option.
- Enter your virtual card number, expiration date, and CVV code.
- Complete the checkout process, and your purchase will be made using your Snap Finance virtual card.
How to Make Payments on Your Snap Finance Virtual Card?
Just like a regular credit card, you need to make payments on your Snap Finance virtual card to keep it in good standing. Here's how:
- Log in to your Snap Finance account on the website or mobile app.
- Click on "My Account" and select "Payments" from the dropdown menu.
- Select the payment amount and date that works for you.
- Enter your payment information and submit the payment.
How to Check Your Snap Finance Virtual Card Balance?
It's important to keep track of your Snap Finance virtual card balance to avoid any overdraft fees or declined purchases. Here's how to check your balance:
- Log in to your Snap Finance account on the website or mobile app.
- Click on "My Account" and select "Virtual Card" from the dropdown menu.
- You will see your virtual card balance on the screen.
Where Can You Use Your Snap Finance Virtual Card?
You can use your Snap Finance virtual card at thousands of participating retailers, both online and in-store. Some popular retailers that accept Snap Finance virtual card include Walmart, Best Buy, and Ashley Furniture. You can check the Snap Finance website or mobile app for a complete list of participating retailers.
What Are the Benefits of Using a Snap Finance Virtual Card?
There are several benefits to using a Snap Finance virtual card:
- You can make purchases at thousands of participating retailers, both online and in-store.
- You can take advantage of lease-to-own financing, which allows you to pay for your purchases over time rather than all at once.
- You can build your credit score by making on-time payments on your Snap Finance virtual card.
- You can enjoy exclusive discounts and promotions offered by participating retailers.
What Are the Fees Associated with a Snap Finance Virtual Card?
There are several fees associated with a Snap Finance virtual card:
- Application fee: $39
- Annual fee: $99
- Late fee: up to $15
- Returned payment fee: up to $25
How to Contact Snap Finance Customer Service?
If you have any questions or issues with your Snap Finance virtual card, you can contact customer service by:
- Calling 1-877-557-3769
- Emailing [email protected]
- Using the live chat feature on the Snap Finance website or mobile app
Conclusion
We hope this article has been helpful in guiding you through the process of using your Snap Finance virtual card. Remember to activate your card, make payments on time, and keep track of your balance to avoid any fees or issues. If you have any further questions or concerns, don't hesitate to contact Snap Finance customer service. Happy shopping!
| Term | Definition |
|---|---|
| Virtual card | A digital version of your lease-to-own account that allows you to make purchases at participating retailers. |
| Lease-to-own financing | A payment plan that allows you to pay for your purchases over time rather than all at once. |
| CVV code | A 3-digit security code on the back of your virtual card that helps prevent fraud. |
FAQ
- Can I use my Snap Finance virtual card at any store?
No, you can only use your Snap Finance virtual card at participating retailers. Check the Snap Finance website or mobile app for a complete list of stores. - Can I use my Snap Finance virtual card to pay bills?
No, you can only use your Snap Finance virtual card to make purchases at participating retailers. - What happens if I miss a payment on my Snap Finance virtual card?
You may be charged a late fee of up to $15 and your account may be subject to collections. - Can I increase my credit limit on my Snap Finance virtual card?
Your credit limit is determined by Snap Finance based on your credit history and other factors. You cannot request a credit limit increase. - Can I cancel my Snap Finance virtual card?
Yes, you can cancel your virtual card by contacting Snap Finance customer service. However, you may be subject to cancellation fees.
